An ATM card is used only for cash withdrawal at ATMs. An ATM card is a PIN-based card. That means that in addition to using it at ATMs, you may also be able to use it to make purchases (by entering your Personal Identification Number (PIN)) if the merchant is using one of the same electronic ATM networks that’s listed on the back of the card.
However, a debit card can not only be used for cash withdrawals at ATMs, but also for purchases online or at retail outlets by directly debiting your Bank account. A debit card looks just like a regular ATM card, and you can use it at ATMs. The difference is that a debit card has a Visa or Mastercard logo on its face. That means you can use a debit card wherever Visa or Mastercard debit cards are accepted, for example, department stores, restaurants, or online payment.
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